Buying a home in Washington?

• Make sure you are pre-approved. This is different than pre-qualification where you simply find out how much how to buy with how much money. A lender will go over all your finances, credit history, and expenses to determine a payment that is right for you. Don't forget to shop around too because you could save thousands from one loan officer to another.
  
• Make a list of things you are looking for. Be sure to include notes about what you don't like with your current home and issues you can's live without. You may nee to be somewhat flexible depending on your financial allowances.
  
• An Agent from Surfnet Realty will be your trusted advisor and friend throughout the entire transaction and perhaps years to come. We welcome referrals and will treat your friends and loved ones with as much care as our own.
  
• Don't forget about an inspection. Even if you don't plan on asking for anything in a contingency, an inspection is a good way to find out about your new home. A good inspector will help determine future requirements so you can start planning for them now.
  
• Have money set aside for an earnest deposit. Even if you are buying a home with zero down, put forth some amount is better than none when sellers are deciding on your offer. In a hot market, you may be beat out by someone with a larger earnest money but all the same criteria.
  
• Once your offer is accepted, plan on getting home owners insurance and getting it out of the way. Escrow will need to know all these things ahead of closing.
  
• Your closing costs can be built into your offer. This is frequently done on a zero down loan but you can always up the price of the house to cover whatever costs are involved. But just remember if you over estimate on the costs, you will still have to pay for them in the loan whether you used them or not. Your lender will try and come up with an accurate figure.

Use debt consolidation loan to group your various debts into one monthly payment. Pay them back at your convenience keeping the monthly installments smaller in size. Breathe easy after taking a free quote from our site.

Remember to have fun while searching the MLS from different locations. Whether you are searching the RMLS, Yakima MLS, Spokane MLS, NWMLS serving puget sound, or the Tri-cities, trust Surfnet Reatly to be your one-stop complete guide to all the MLS's in Washington's Real Estate Network!

Check out other topics when buying Washington Real Estate

• Dual Agents - What is one and how do I know if I have one?
• Mortgage Tips - What you need to know before you buy
• 3 Questions to ask yourself before you buy.